Before engaging with financial services through Raymond James Financial Services, Inc., it’s crucial to understand the legal framework that governs our relationship. Like many financial institutions, Raymond James operates within a regulated environment, and certain disclosures are necessary to ensure transparency and protect both the firm and its clients. These disclosures address important aspects such as affiliations, service limitations, and regulatory compliance. While exploring financial options, including understanding platforms where you might manage your investments or even consider registration on services like www.serve.com, it’s vital to be aware of these stipulations.
Raymond James Financial Services, Inc., a member of FINRA/SIPC and marketed as Serving Those Who Serve (STWS), provides securities offerings. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. It’s important to note that Serving Those Who Serve (STWS) operates independently under separate ownership and is not independently registered as a broker-dealer or investment advisor with Raymond James.
Our financial advisors are authorized to conduct business only with residents of states and/or jurisdictions where they are properly registered. Consequently, responses to information requests may be subject to delays depending on advisor registration and availability. Furthermore, the availability of specific investments and services can vary by state. Investors residing outside of the United States must also be aware that they are subject to securities and tax regulations specific to their jurisdictions, which are not detailed on this website.
For your convenience and further information, we provide links to external websites. Please be aware that these links are provided solely for informational purposes. Raymond James is not affiliated with, nor does it endorse or sponsor any of these listed websites or their respective sponsors. We are not responsible for the content of any linked website, including their data collection or usage practices regarding website users and members. For detailed information and service availability, we encourage you to contact our office directly.
For comprehensive legal details, please review the Raymond James Legal Disclosures including Form CRS. Understanding your privacy is also paramount, and we encourage you to read the Raymond James Privacy Policy to learn how we protect your information.
To verify the background of our firm and financial professionals, we recommend utilizing FINRA’s BrokerCheck, a valuable resource for investors. Raymond James operates under the regulatory oversight of bodies like Finra and SIPC, ensuring adherence to industry standards and investor protection measures.
Serving Those Who Serve (STWS) is under the ownership and operation of Daniel Sipe and Tom Lee, who are the Financial Advisors. These Financial Advisors are registered professionals with Raymond James Financial Services, Inc. (“RJFS”), a registered broker-dealer with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an SEC-registered investment advisor. Collectively, along with their affiliates, they are referred to as “Raymond James.”
It is important to clarify the role of external presenters. Mr. Zurndorfer, for example, does not receive compensation from or provide compensation to STWS in relation to presentations he hosts. However, Mr. Zurndorfer does receive compensation from STWS for similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”). All presentations, seminars, articles, and videos are designed for informational purposes only. They are not tailored to the specific circumstances or financial goals of any individual attendee. Therefore, they should not be considered, nor should they be relied upon, as personalized investment advice or a solicitation of Raymond James’ services.
Furthermore, Mr. Zurndorfer operates independently and is not affiliated with Raymond James. He is not authorized to provide investment advice on behalf of Raymond James, solicit or refer investors to Raymond James, or act on behalf of or legally bind Raymond James in any capacity. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James. They should not be interpreted as an endorsement, referral, recommendation, or an offer to purchase any product or service from Raymond James or the Financial Advisors.
It is critical to understand that federal government agencies, including the SEC, do not endorse or sponsor any particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to represent the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”). Always seek independent financial advice and conduct thorough research before making investment decisions.
